The dream of owning a home is deeply ingrained in the hearts of millions of Indians. However, the journey towards homeownership often requires financial assistance, which is where housing finance companies play a pivotal role.

In India, the housing finance sector has witnessed significant growth, driven by factors such as increasing urbanization, rising disposable incomes, and government initiatives to promote affordable housing. In this blog post, we’ll delve into the top 10 housing finance companies in India, shedding light on their offerings, achievements, and contributions to the country’s housing sector.

Here Is The List Of Top 10 Housing Finance Companies In India:

  1. HDFC Limited
  2. LIC Housing Finance Limited
  3. State Bank of India (SBI) Housing Finance
  4. ICICI Home Finance Company Limited
  5. Axis Housing Finance Limited
  6. PNB Housing Finance Limited
  7. Indiabulls Housing Finance Limited
  8. Dewan Housing Finance Corporation Limited (DHFL)
  9. Can Fin Homes Limited
  10. Bajaj Housing Finance Limited

Full Details About Top 10 Housing Finance Companies In India:

HDFC Limited

Housing Development Finance Corporation Limited (HDFC) stands as a beacon in India’s housing finance industry. Established in 1977, HDFC has played a pioneering role in facilitating affordable housing finance for individuals and families across the country. With a robust network of branches and a diverse range of products tailored to meet varied customer needs, HDFC continues to be a preferred choice for homebuyers.

LIC Housing Finance Limited

LIC Housing Finance Limited, a subsidiary of Life Insurance Corporation of India, commands a significant presence in the Indian housing finance market. The company offers an array of loan products, including home loans, loan against property, and real estate finance. LIC HFL’s customer-centric approach and competitive interest rates have earned it a stellar reputation among borrowers.

State Bank of India (SBI) Housing Finance

As India’s largest public sector bank, State Bank of India leverages its extensive branch network and robust infrastructure to offer housing finance solutions to customers across the country. SBI Housing Finance caters to diverse segments of society, including salaried individuals, self-employed professionals, and NRIs, making homeownership more accessible and affordable.

ICICI Home Finance Company Limited

ICICI Home Finance Company Limited, a subsidiary of ICICI Bank, is renowned for its innovative housing finance products and customer-centric services. The company’s digital initiatives have streamlined the loan application process, making it convenient for customers to avail themselves of housing finance solutions. ICICI HFC’s commitment to transparency and efficiency has earned it the trust of millions of borrowers.

Axis Housing Finance Limited

Axis Housing Finance Limited, a subsidiary of Axis Bank, has emerged as a formidable player in India’s housing finance sector. The company’s focus on customer satisfaction, coupled with competitive interest rates and flexible repayment options, has contributed to its rapid growth and expansion. Axis HFL’s emphasis on technology-driven solutions underscores its commitment to delivering a seamless borrowing experience.

PNB Housing Finance Limited

PNB Housing Finance Limited, a subsidiary of Punjab National Bank, is synonymous with reliability and trust in the Indian housing finance market. The company offers a comprehensive suite of loan products, including home loans, loan against property, and construction finance, catering to the diverse needs of customers. PNB HFL’s strong risk management practices and prudent lending policies have positioned it as a preferred choice for borrowers.

Indiabulls Housing Finance Limited

Indiabulls Housing Finance Limited has carved a niche for itself as a leading provider of housing finance solutions in India. The company’s focus on innovation and technology has enabled it to offer seamless digital lending experiences to customers. Indiabulls HFL’s commitment to customer satisfaction and adherence to regulatory standards underscore its credibility in the market.

Dewan Housing Finance Corporation Limited (DHFL)

Dewan Housing Finance Corporation Limited, with its pan-India presence and diverse product portfolio, has been instrumental in fulfilling the homeownership aspirations of millions of Indians. Despite facing challenges in recent years, DHFL remains committed to serving its customers and revitalizing its operations under new leadership. The company’s resilience and determination reflect its long-term vision for sustainable growth.

Can Fin Homes Limited

Can Fin Homes Limited, a subsidiary of Canara Bank, has earned a reputation for its customer-centric approach and efficient loan processing systems. The company’s focus on affordable housing finance and rural outreach initiatives has made homeownership a reality for underserved segments of society. Can Fin Homes’ emphasis on social responsibility and inclusive growth sets it apart in the housing finance landscape.

Bajaj Housing Finance Limited

Bajaj Housing Finance Limited, a subsidiary of Bajaj Finance Limited, has emerged as a trusted partner for individuals seeking housing finance solutions in India. The company’s competitive interest rates, quick loan approvals, and personalized customer service have endeared it to borrowers nationwide. Bajaj HFL’s commitment to innovation and customer satisfaction positions it for sustained growth and success in the years to come.


In conclusion, the Indian housing finance sector continues to evolve, driven by innovation, technology, and a customer-centric approach adopted by leading companies. The top 10 housing finance companies mentioned in this blog post exemplify excellence in service delivery, product innovation, and commitment to customer satisfaction.

As India’s economy grows and urbanization accelerates, the role of housing finance companies becomes increasingly vital in realizing the dream of homeownership for millions of Indians.

By embracing digital transformation, fostering financial inclusion, and adhering to ethical business practices, these companies are shaping the future of India’s housing finance landscape.